With so many people struggling to pay their mortgages right now (and most of them are real estate agents!), the federal government has created a new program for either refinancing or loan modification. It just launched today and here is the website: http://www.makinghomeaffordable.gov/
This isn't going to help everyone who is having trouble making their payments. For example, many real estate agents won't qualify because we don't have a steady enough income. Rats!! Still, if you are having trouble, please check the website out. There may be hope.
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